Senior Credit Officer
About the Role
We are looking for a Senior Credit Officer to join our credit team in the Philippines. You will be responsible for assessing loan applications across a range of product types, making independent lending decisions, and managing your own application pipeline through to formal approval. This is a hands-on, high-impact role where your credit judgement and analytical rigour directly drive outcomes for our brokers and borrowers.
You will work closely with our Australian credit team and will have access to Arthurmac's credit policies, lending systems, and product training from day one. We are looking for someone with the right foundation and the right attitude — someone who can absorb new product knowledge quickly and apply sound credit judgement consistently.
What You Will Be Doing
• Assess and analyse loan applications, evaluating financial statements, income documentation, credit reports, and supporting materials across a range of product types.
• Make independent lending decisions with confidence, identifying and mitigating credit risks associated with each application.
• Manage your own application pipeline from submission through to formal approval, ensuring timely progression and proactive communication with brokers at each stage.
• Ensure strict adherence to Arthurmac's lending policies, procedures, and relevant regulatory requirements.
• Collaborate with the broader team including sales, operations, and legal to gather information and resolve application queries.
• Be accessible and responsive to the broker team to support the progression of applications as needed.
What We Are Looking For
• Proven experience in credit assessment and financial analysis, ideally in an Australian lending or banking environment. Non-bank lending experience is preferred but not required.
• Strong ability to read and interpret financial statements, tax returns, bank statements, and supporting documentation.
• Demonstrated capacity to make sound, independent lending decisions in a fast-paced environment.
• Solid understanding of credit risk principles and Australian lending regulatory requirements (NCCP awareness is valued; in-depth knowledge is developed during onboarding).
• Excellent analytical and problem-solving skills — you notice what others miss and follow problems through to resolution.
• Strong written and verbal English communication skills for broker and internal stakeholder interaction.
• A genuine drive to learn, adapt, and develop expertise in a specialist lending environment.
What Makes You Stand Out
• Direct experience assessing Alt Doc, Non-Conforming, SMSF, or Commercial loan applications.
• Prior experience in a non-bank lender, mortgage manager, or specialist lending environment.
• A track record of managing a high-volume credit pipeline independently.
• Experience working in a broker-distribution model and understanding of how mortgage brokers operate.
What This Role Is Not
This is not a team leader or people management role at this stage. You will be a senior individual contributor working alongside a small, focused credit team. Stuart and Sandra lead the team directly.
Non-bank lending experience is valued but Arthurmac has a proven record of onboarding strong credit professionals from mainstream banking backgrounds within four weeks. If your analytical foundations are strong and your attitude is right, we encourage you to apply.
- Role type
- Finance
- Role
- Financial Analyst
- Locations
- Robinsons Cyberscape Gamma, Ortigas Center, Pasig City
- Work Schedule
- 9am to 5pm AEST (approximately 7am to 4pm Philippine time, adjusting for daylight saving)
- Shifting Schedule?
- No
- Shifts with Daylight Savings?
- Yes
About Satellite Office
Satellite Office partners with some of the world’s leading brands to build high-performing offshore teams based in the Philippines. Our people work directly with international clients in roles that are meaningful, challenging, and rewarding. Whether you’re in customer service, IT, digital marketing, finance, or creative design, you’ll be empowered to do your best work, and build a career you can be proud of.
At Satellite Office, we’re committed to creating a workplace unlike any other, fostering growth through engaging employee programs, continuous learning and development, team-building experiences, company-wide celebrations, and world-class office spaces.
Why You'll Love Working Here:
🌟 You’re Valued.
You won’t just be a number. You’ll be part of a close-knit, collaborative team where your contributions matter.
🚀 You’ll Grow.
From day one, you’ll have access to learning opportunities, mentoring, and support to help you reach your full potential.
🎉 You’ll Belong.
We’re proud of our vibrant and inclusive culture, filled with team-building events, company-wide celebrations, wellness programs, and more.
🏢 You’ll Work in Style.
Our world-class offices are located in premium business hubs like BGC and Ortigas. Modern, comfortable, and designed to bring out your best.
💼 You’ll Work with Global Brands.
We match you with top international clients where you’ll work directly with their teams and make a real impact.
Whether you’re starting a new chapter or growing in your profession, Satellite Office is where you’ll find more than just a job. You’ll find a career you can be proud of.